Prime and Near Prime Lending
Empowering Small Business Owners: Your Financial Fresh Start
Running a business isn’t always smooth sailing. Even successful entrepreneurs can face challenging times that impact their credit standing. If traditional banks aren’t seeing your true potential, we understand – and more importantly, we have solutions.
As a small business owner, you’ve built something valuable. Your property equity could be the key to getting back on track, consolidating debt, or funding your next business opportunity. Our specialized lending solutions are designed for business owners who understand that setbacks are temporary, but opportunity is permanent.
What Makes Our Solutions Different:
We recognize that your business story is more than just numbers on a page. While major banks might focus on recent challenges, we see your potential and resilience. Our lending partners understand business cycles and offer flexible solutions that mainstream lenders often can’t match.
Real Solutions for Real Business Owners:
Whether you’re managing ATO obligations, consolidating business debt, or need working capital, we can help. Our lending solutions offer up to 85% of your property value without mortgage insurance, giving you access to the funds you need to strengthen your business position.
Business-Friendly Requirements:
- We work with businesses as young as 6 months (with GST registration)
- One year’s tax return can be sufficient for self-employed verification
- Short-term and casual employment income is considered
- Recent credit issues don’t automatically disqualify you
- Business debt consolidation, including ATO debt, can be included
- Access to cash for business purposes up to 80% of your property value
Getting Back to Mainstream Banking:
Think of our solutions as a bridge back to traditional lending. We help you consolidate, restructure, and strengthen your financial position. Once you’ve demonstrated consistent repayments, you’ll be in a stronger position to return to mainstream lenders – often in as little as 6-12 months.
Your Business Journey Continues:
Don’t let temporary setbacks derail your business dreams. Whether you’re dealing with past credit issues, ATO debt, or just need more flexible lending criteria than the major banks offer, we have funding solutions to help you move forward.
Take the First Step:
Let’s have a straightforward conversation about your business needs and how we can help you achieve your goals. Our experience working with business owners means we understand your challenges and speak your language.
Remember: Today’s challenges don’t define your business’s future. Let’s work together to create the financial solution that puts you back in control.
Contact us for a confidential discussion about your options. We’re here to help you turn those business challenges into opportunities for growth.
