Asset and Equipment Finance
Asset and Vehicle Finance in Australia: Powering Business Growth
At tygr.fiance we help Australian businesses and individuals with flexible ways to acquire essential equipment, vehicles, and machinery without tying up valuable working capital. From heavy machinery to company fleets, these tailored financing solutions help maintain cash flow while securing necessary assets.
Business owners can choose from various financing options including chattel mortgages, finance leases, operating leases, and commercial hire purchase arrangements. Each structure offers different tax, GST, and balance sheet implications, allowing businesses to select the most advantageous solution for their circumstances.
For commercial vehicles, we have lenders who typically offer competitive rates with loan terms up to seven years. Whether it’s a single work ute or an entire fleet, financing can cover everything from passenger vehicles to heavy trucks. Our lenders also understand the importance of seasonal payments for industries with fluctuating cash flows, offering flexible repayment structures to match business cycles.
Equipment finance helps businesses access essential machinery and technology. This could include manufacturing equipment, construction machinery, agricultural implements, medical equipment, or IT infrastructure. Lenders often consider the asset’s value and revenue-generating potential when assessing applications, sometimes requiring less emphasis on traditional credit criteria.
The market also offers specialised solutions for specific industries. Agriculture businesses can access harvest machinery finance with seasonal payments. Medical professionals have tailored programs for equipment and fit-out funding. Construction companies can finance both heavy machinery and project-specific equipment.
At tygr.finance we understand that speed matters in business. We can offer rapid approval processes, sometimes providing answers within hours for straightforward applications. This quick turnaround helps businesses seize opportunities and maintain operational momentum.
Tax benefits often accompany asset finance, with interest and depreciation potentially deductible depending on the structure chosen. GST can usually be claimed upfront on commercial vehicles and equipment, improving cash flow management.
With Australia’s diverse lending landscape, tygr.finance can help businesses access competitive rates and terms through banks, non-bank lenders, and specialist financiers. This competition ensures businesses can find solutions tailored to their specific needs and circumstances.
